Unlock low APRs, flexible leasing, and exclusive incentives backed by Honda’s trusted national network.
Prequalify online, explore brand-exclusive offers, and enjoy flexible terms designed for real-life budgets.
Competitive rates, loyalty benefits, and digital convenience make HFS a top choice for Honda buyers and lessees.
Choose from lease, loan, or buyout options and enjoy seamless financing directly through Honda’s trusted program.
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Can I prequalify with Honda Financial Services without affecting my credit?+
Yes. Honda offers online prequalification with no impact on your credit score.
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What credit score do I need for Honda financing?+
Most borrowers qualify with a score above 620, while 700+ typically secures the lowest APR promotions.
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Does Honda Financial Services offer leasing options?+
Yes. HFS offers affordable lease programs with flexible end-of-term choices, including purchase and upgrade options.
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Are there loyalty benefits for returning Honda customers?+
Yes. Honda provides loyalty incentives such as special APRs, lease credits, and upgrade bonuses for repeat customers.
Owning a Honda means reliability, performance, and value. Through Honda Auto Loan, you can make that dream more accessible than ever. Whether you’re buying new, leasing, or purchasing a Certified Pre-Owned Honda, HFS delivers a financing experience that’s convenient, transparent, and tailored to your needs.
With Honda’s reputation for longevity and quality, financing through its official network ensures peace of mind from day one, all while unlocking access to special rates and seasonal incentives directly from the manufacturer.
Why Choose Honda Auto Loan Services
Honda Financial Services partners with over 1,000 dealerships across the United States, offering customers fast approvals, flexible repayment plans, and exclusive loyalty programs. Their APR rates start as low as 2.9% on select new models, with a variety of loan and lease terms that make budgeting simple and predictable.
Key Benefits:
- Competitive fixed APRs starting around 2.9% (qualified buyers)
- Loan terms from 24 to 84 months
- Exclusive lease and loyalty programs for returning Honda owners
- End-of-lease flexibility – buy, extend, or upgrade to a new model
- Online prequalification with no credit score impact
- Honda Care® protection plans for extended coverage and peace of mind
Honda Financial’s focus on customer satisfaction ensures every driver finds a financing solution that fits their lifestyle and long-term goals.
Types of Financing Available
- New Vehicle Loan: Competitive APRs for new Honda models.
- Certified Pre-Owned Loan: Fixed rates with added warranty benefits.
- Lease Program: Lower monthly payments and flexible end-of-lease options.
- Lease Buyout Loan: Keep your leased Honda by purchasing it at the end of term.
- Refinancing: Improve your monthly payments or interest rate.
Comparing Honda Auto Loan with other options
| Lender | Typical APR (Good Credit) | Ideal For |
|---|---|---|
| Honda Financial Services | From 2.9% APR | Buyers and lessees seeking brand-specific benefits |
| Chase Auto | From 4.14% APR | Traditional bank financing |
| LightStream | From 6.99% APR | Online, no-fee borrowers with strong credit |
Example Loan Simulation
Imagine financing a $32,000 Honda CR-V with a 10% down payment ($3,200) over 60 months at 2.9% APR.
Your estimated monthly payment would be about $510 — with a total cost of roughly $30,600 after interest.
HFS’s online calculator lets you adjust down payment, APR, and term length to find the perfect fit for your budget.
Next Step
Want to learn how to qualify for Honda’s special APR promotions or lease deals? See the next page for expert tips, eligibility criteria, and insider strategies to save more with Honda Financial Services.
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