GM Financial Auto Loan: official financing for Chevrolet, GMC, Buick, and Cadillac Drivers

Trusted manufacturer-backed financing with flexible terms, competitive APRs, and exclusive loyalty benefits.

Buying or leasing your next Chevrolet, GMC, Buick, or Cadillac has never been easier with GM Auto Loan, the official financing arm of General Motors.

Whether you’re purchasing a new SUV, financing a certified pre-owned truck, or leasing a luxury sedan, GM Financial offers customized financing options designed for every type of driver.

As of November 2025, GM Financial advertises APR rates starting as low as 4.49% for well-qualified buyers on select new GM models, with terms up to 72 months (gmfinancial.com). Many promotional APRs are available through authorized GM dealerships, often combined with cash rebates or lease specials for eligible customers.

Why Choose GM Auto Loan?

• Official manufacturer-backed lender for all GM brands
• Competitive rates starting from 4.49% APR on select new vehicles
• Lease offers with payments from $299/month on top-selling models (chevrolet.com/offers)
• Loan terms up to 84 months for qualified buyers
• Prequalification available online with no credit impact
• Special programs for first-time buyers, military, and recent graduates

GM Financial combines flexible approvals with dealership convenience. You can apply directly at participating GM dealerships or start your prequalification online in minutes.

GM Financial Options

Financing Type	Ideal For	Term Range	Typical APR or Offer*
New Vehicle Loan	Buyers of 2024–2025 GM models	24–72 months	From 4.49% APR (gmfinancial.com)
Certified Pre-Owned Loan	GM Certified Used Vehicles	24–60 months	From 6.99% APR (bankrate.com)
Lease Program	Drivers wanting lower monthly payments	24–48 months	From $299/month on select models
Lease Buyout or Refinance	Current GM Financial customers	24–72 months	Rates vary by credit tier

Rates verified November 2025 via GM Financial and Bankrate data.

Example: Save More with GM Auto Loan

A buyer purchasing a 2025 Chevrolet Equinox priced at $31,000 with a 10% down payment ($3,100) and a 60-month term at 4.49% APR would pay roughly $515 per month. Compared to a typical 7.99% APR bank loan, this GM Financial offer could save over $3,200 in total interest.

Extra Benefits for GM Customers

• Loyalty cash for returning GM owners
• Early lease termination assistance for qualified buyers
• Credit education tools to help improve financing eligibility
• Online payment management through MyAccount at gmfinancial.com

Want to learn how to qualify for GM Financial’s promotional APRs and lease offers? Continue to Page 2 for approval tips, credit score requirements, and insider strategies to save more with GM Financial.

You will stay on our website.